07.08.2025 23:23

A potential executive order from former President Donald Trump could significantly reshape the landscape of retirement investing in the United States. Bloomberg reports that the order, if enacted, would permit the inclusion of cryptocurrencies, alongside private equity and real estate, in 401(k) retirement plans. This would involve the Department of Labor relaxing current fiduciary rules that presently discourage the offering of these asset classes.

The news sparked an immediate and substantial surge in Bitcoin's price, rocketing from $11,490 to $15,670 within a single hour. This sharp increase reflects the market's positive interpretation of the potential for widespread cryptocurrency adoption, spurred by the accessibility afforded through 401(k) plans. Although failing to breach the $20,000 mark, the rally reignited investor enthusiasm, boosting trading activity in derivatives markets.

Despite this significant price jump, concerns regarding the inclusion of crypto assets in retirement vehicles remained prevalent in late 2024. Reports indicated that the Department of Labor cited a lack of sufficient data to effectively regulate the expanding crypto holdings within retirement accounts. This executive order, should it materialize, would represent a direct response to these concerns and signal a major shift in government policy toward digital assets. The information for this report comes from internet sources.