26.06.2025 18:41

The Federal Housing Finance Agency (FHFA) has issued a directive mandating the inclusion of cryptocurrencies as assets when assessing mortgage applications. This significant decision, announced by FHFA Director William Pulte via X (formerly Twitter), impacts major mortgage lenders Fannie Mae and Freddie Mac.

Consequently, Fannie Mae and Freddie Mac are now required to consider cryptocurrency holdings when evaluating the financial standing of prospective borrowers. This represents a notable shift in the mortgage lending landscape, potentially opening up homeownership opportunities to a broader range of individuals.

Pulte's announcement on X indicates a proactive approach by the FHFA to acknowledge the growing prevalence of cryptocurrencies within the financial ecosystem. This move could significantly alter the mortgage application process, requiring lenders to develop new appraisal methods for digital assets.

The implications of this decision remain to be fully explored, prompting speculation regarding its impact on both the mortgage and cryptocurrency markets. Further details and guidelines from Fannie Mae and Freddie Mac are anticipated, clarifying the practical implementation of this new policy. The development comes from internet sources and highlights a growing acceptance of digital assets within the traditional financial system.